Mortgage loan / Loan against property In Ahmedabad

When an SME business owner has valuable personal or business property in their name, it can be used as collateral to help secure a loan. A loan against property can be used to meet your business financing needs by pledging your property papers as security. The loan can be used to meet long-term funding needs, expansion plans, buy new property and equipment, or refinance existing loans. Credit Enable’s lender partner’s LAP options are flexible, easy, and quick to secure.

Avail Fynamics loan against property(LAP) for your personal or business needs. Both residential and commercial properties can be mortgaged for availing of a loan against the property. We provide a smooth & hassle-free LAP to both salaried and self-employed individuals. Our loan against property is a simple solution to your financial needs.

4 reasons why Loan Against Property is the right choice for you

Multi-Usage of the Loan

Loan Against Property is one of the most diverse loans you can take. Using your property as collateral, you get access to funds that can address your needs. You have the choice to use the money to expand your business or use it for more personal reasons such as education or wedding. You can even use it to renovate your home or for unexpected medical expenses. It is entirely up to you as you have full freedom.

You still own the property

You use your property only as collateral while you continue to own the valuable asset. Only if you feel that you are unable to repay the loan amount, you get the choice to sell your property to settle the loan. However, you have the power to tailor your repayment options to make sure you never have to lose your property.

Choice in property type

You have the choice when it comes to what kind of property you wish to use to secure a loan. We accept both residential and commercial properties as collateral. You can also apply for Loan Against Property if you own the property with other people as long as they are also co-applicants of the loan.

You repay at your convenience

We offer Loan Against Property that is completely customizable to your needs. You can tailor your loan while selecting your loan tenure, amount, and your repayment option according to what works best for you.

What can you use Loan Against Property for?

It is completely up to you how you decide to spend the loan amount. Whether you are a salaried individual or a business enterprise, here are some of the ends uses for Loan Against Property:

  • Personal needs
  • Business needs
  • Working Capital for Business
  • Renovation of property
  • Investments
  • Asset acquisition
  • Consolidation of debt
  • Mortgage buyout
  • Refinance of self-financed property.

Eligibility for Loan Against Property:

You may be eligible for a property loan in India from one or more banks if you meet the following eligibility criteria:

  • To avail loan against property, you should have a minimum age of 18 years and a maximum of upto 70 years.
  • You can avail loan against property for a maximum tenure of 15 Years.
  • Banks prefer a minimum income of ₹ 10,000 for salaried persons and ₹ 3 Lakh per annum for self-employed.
  • For salaried applicants, the minimum work experience required is 3 years. For self-employed, business existence of a minimum of 5 years and ITR of 3 years is required.
  • Banks typically give loans against property for an LTV of 40% and it varies based on the type of property.
  • Banks consider 650 and above credit scores to be eligible for a loan against property.

Top Cities in India where Fynamics Operates:

Reach closer to your goals

From your ideal home to the finances you need to set up your own business, we will provide you with loans that are hassle-free, customisable and tailored to your needs.


From Home Loans to Small business loans, we provide assistance to all the business and working professionals to get finance. Have a query lets us resolve it…

What is Loan Against Property?

There are times when everyone needs extra funds. Whether it is for personal or business needs, with Loan Against Property, you get immediate access to money by using either your home or any other property as security. From expanding your business to buying machinery with Loan Against Property, you will never have to compromise.

What are the benefits of Loan Against Property?

Loan Against Property offer benefits such as:
- Flexible repayment options
- Lower interest rates
- Tax benefits
- Quick and fast approvals

What types of properties will be considered?

Self-occupied residential property, commercial property (offices, shops, etc.) and alternate property (Residential plots, schools, hospitals, Industrial property, hotels) can be considered as collaterals.

Will I get Loan Against Property if I own it along with my relatives?

Yes, you can. However, all the co-owners of the property will also have to become co-applicants of the loan.

What is the maximum amount available for a Loan Against Property?

The maximum amount that you can get from our Loan Against Property is customizable to suit your needs. You can take a loan starting from ₹ 10 lakhs.

Can I pre-pay my loan?

Yes, you can prepay your outstanding loan amount in parts or in full.

Not answered above?

If still you are not satisfied and have a lot of questions/Queries in mind. Don’t panic, we are here for you just contact us and we will resolve all your loans regarding questions.

Get Professional Advice.

Think ahead and boost your growth. We always save your time and promise to provide the best service we can.